The course is designed to develop the knowledge and understanding of European and Italian Banking and financial law. 
The course provides an in-depth analysis of banking and financial supervisory framework.  

Evolution of italian banking law.

• Since the Unification of Italy to the Bank Law of 1926 and 1936;
• Since the Bank Law of 1936 to the 80's;
• The implementation of the II EU Directive and the Consolidated Law on Banking;
• From the Consolidated Law on Banking to the financial crisis of 2007.

Banking Authorities

• Public organizations in charge of banking sector. CICR and the Ministry of Economy and Finance;
• The Bank of Italy prudential supervision 
• The Bank of Italy and the Eurosystem monetary policy;
• Anti money-laudering and anti-usury supervision;
• The new role of ECB in banking supervision.

Banks and financial markets

• Banking activity definition;
• The subjects of financial sector;
• Specialization, unspecialisation and pluralism of banking system.

Banking Activity Authorization.

Branch-banking and free provision of services.

Banks different models.

Special credits.

The bank's balance-sheet.

Banking supervision.

• Supervisory and investigatory powers;
• Regulatory supervision;
• Organizational adequacy;
• Consolidated supervision and supplementary supervision on financial conglomerates;
• Roles and responsabilities of directors and boards.

Relationship between banks and customers: transparency and fairness of contract terms 

Banking market structure.

Banks Recovery and Resolution regulation

• Special administration of banks
• Compulsory liquidation
• The voluntary liquidation and the Deposit Guarantee Schemes (BRRD)

Private law

A) Banking and financial Law analysis and comprehension;  

B) Researching activities on banking sector's practices (applying knowledge and understanding);

C) Making judgements on banking regulation and financial supervision framework; 

D) Communication skills;

E) Learning skills

The teaching material prepared by the lecturer in addition to recommended textbooks (such as for instance slides, lecture notes, exercises, bibliography) and communications from the lecturer specific to the course can be found inside the Moodle platform › blended.uniurb.it

Teaching material is available on moodle platform (blended.uniurb.it).

Teaching

Atteding the course; textbook study and other didactic tools (power point presentation, article, ecc).

Attendance

N/A

Course books

Renzo Costi: "L'ordinamento bancario"Ed. Il Mulino.

Assessment

Final exam.

Disabilità e DSA

Le studentesse e gli studenti che hanno registrato la certificazione di disabilità o la certificazione di DSA presso l'Ufficio Inclusione e diritto allo studio, possono chiedere di utilizzare le mappe concettuali (per parole chiave) durante la prova di esame.

A tal fine, è necessario inviare le mappe, due settimane prima dell’appello di esame, alla o al docente del corso, che ne verificherà la coerenza con le indicazioni delle linee guida di ateneo e potrà chiederne la modifica.

Teaching

Textbook study and other didactic tools  (power point presentation, article, ecc).

Attendance

N/A

Course books

Renzo Costi: "L'ordinamento bancario" Ed. Il Mulino.

Assessment

Final exam.

Disabilità e DSA

Le studentesse e gli studenti che hanno registrato la certificazione di disabilità o la certificazione di DSA presso l'Ufficio Inclusione e diritto allo studio, possono chiedere di utilizzare le mappe concettuali (per parole chiave) durante la prova di esame.

A tal fine, è necessario inviare le mappe, due settimane prima dell’appello di esame, alla o al docente del corso, che ne verificherà la coerenza con le indicazioni delle linee guida di ateneo e potrà chiederne la modifica.